Personal Services - Checking
Common Sense
Our Top of the Line Checking Account for people who know good value.
Unlimited Checking
Interest earned on collected balance of $1,000 or more
$5,000 24-Hour Accidental Death and Dismemberment Insurance
($2,500 for age 70 and older)
Overdraft Protection available to qualified applicants
Discount Brokerage Service
Bank by mail
Free Internet Banking & On-Line Teller
Internet Bill Pay Service (fees may apply)
Free Notary Service
Cash & Check Card for qualified applicants
$7.50 monthly maintenance fee waived with $500 minimum daily balance
Minimum to open $100
Common Sense Plus
Receive all the services of Common Sense Checking, and these additional Benefits
2 Boxes of Free Personalized Club Checks per year
$10,000 Accidental Death and Dismemberment Insurance coverage 

($5,000 for age 70 and older)
Medical Emergency Data Card
ID Network Safety Service
Discount on Mortgage closing costs
Photocopy Service (limits may apply)
Free Safe Deposit Box (for 1st year - new rentals only)
Travelers Checks and Money Orders (limits may apply)
Everyday Rebate Rewards (get up to $40 back annually)
Discount on Hotels
Minimum to open $100
All for only a $7.50 monthly maintenance fee
Common Sense 55
If you're 55 years old or older, enjoy the following benefits:
Unlimited Check Writing
Interest earned on collected balance of $1,000 or more
$5,000 Accidental Death and Dismemberment Insurance
Overdraft protection for qualified applicants
Discount Brokerage Service
Photocopy service
Bank by mail
Free Notary Service
Free Internet Banking & On-Line Teller
Internet Bill Pay Service (fees may apply)
Cash & Check Card for Qualified Applicants
$7.50 monthly maintenance fee waived with deposit relationship accounts 
of $5,000
Minimum to open $100
Free Checking
Our basic checking account includes these benefits:
Unlimited check writing
Free monthly statement with check safekeeping
Free Internet Banking & On-Line Teller
Internet Bill Pay Service (fees may apply)
Cash & Check Card for qualified applicants
Overdraft Protection for qualified applicants
Minimum to open $100
Student Checking
Full time students qualify for the following checking benefits:
Unlimited check writing
Free monthly statement with check safekeeping
Free Internet Banking & On-Line Teller
Internet Bill Pay Service (fees may apply)
Cash & Check Charge for Qualified Applicants
Bank by mail
Free Checks (up to 50)
Minimum to open $50
NOW Account
Unlimited checking
Free Internet Banking & On-Line Teller
Internet Bill Pay Service (fees may apply)
Visa Check Card for qualified applicants
Overdraft protection for qualified applicants
Bank by mail
Interest earned on collected balance of $1,000 or more
Monthly statement with images
$10 monthly maintenance fee waived with deposit relationship accounts of
$5,000
Minimum to open $1,000
Money Market Account
Our Premium Interest bearing checking account
Interest earned on collected balance of $2,500 or more
Tiered interest rate
Monthly statement with check images
Bank by mail
Cash & Check Card for Qualified Applicants
6 free debits each month (up to 6 can be electronic or out of bank third 
party debits) $5 charge for each debit over 6
Free Internet Banking & On-Line Teller
Free Notary Service
$10 low balance fee if balance falls below $2,500
Minimum to open $2,500