Personal Services - Savings & Certificates of Deposit
Savings Accounts
Interest earned on collected balance of $50 or more
Interest is compounded and credited monthly
$5 monthly maintenance fee waived if you maintain a balance of $250 or more (monthly maintenance charge waived for customers 18 years of age and under)
6 free debits each month (only 3 can be electronic or out of bank third
party debits) $5 for each debit over 6
Free Internet Banking & On-LIne Teller
Minimum to open $50
Christmas Club
A great account to save money for Holiday shopping!
Make 49 consecutive and timely weekly deposits of the same amount to
this account, and we will make half of the 50th payment for you.
Certificates of Deposit
FARMERS AND DROVERS BANK
DEPOSIT RATES
5/3/2008
Annual Percentage Yield (APY) is effective as of date shown above
TYPE OF ACCOUNT
7 TO 89 DAY CD
3 MONTH CD
6 MONTH CD
9 MONTH CD
8 MONTH SPECIAL
12 MONTH JUMP RA
12 MONTH CD
23 MONTH CD
24 MONTH JUMP RATE
24 MONTH CD
30 MONTH CD
36 MONTH JUMP RA
36 MONTH CD
48 MONTH JUMP RA
48 MONTH CD
60 MONTH JUMP RA
60 MONTH CD
ANNUAL
PERCENTAGE
YIELD (APY)
1.10
1.90
2.60
2.60
3.05
2.39
2.65
3.30
2.49
2.75
2.75
2.49
2.75
2.49
2.75
2.75
3.00
INTEREST
RATE
1.10
1.89
2.571
2.571
3.02
2.37
2.62
3.26
2.47
2.72
2.72
2.47
2.72
2.47
2.72
2.72
2.97
MINIMUM
BALANCE
2500.00
500.00
500.00
500.00
5000.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
500.00
INTEREST
COMPOUNDING
FREQUENCY
NONE
NONE
QUARTERLY
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INTEREST
AVAILABILITY
MATURITY
MATURITY
QUARTERLY
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QUARTERLY
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL ON TIME DEPOSITS
PLEASE CONTACT ANY OF OUR STAFF FOR FURTHER INFORMATION